Lifestyle Trends
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Lifestyle & Trends - Money & Finance
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Weighing the costs of walking away from an upside-down mortgage
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Owing more on your mortgage than your house is worth may seem like a bad investment. But the alternative - choosing to default on your mortgage even if you can afford the monthly payments - will take a significant toll on your credit rating.
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Tips to dress your tot without breaking the bank
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Many new parents find the cost of keep their little ones comfortable and stylish can add up as quickly as the cost of diapers and formula. Budget-savvy parents should look for clothing sources that offer both durability and affordability.
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Ways to keep insurance rates lower for young drivers
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If you have a teenager approaching driving age in the house, hold on to your wallet. The cost of adding a teenage driver to your policy will run you anywhere from an extra $500 to $3,000 per year, according to Lease.com.
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Cut college costs with 2010 tax breaks
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Financing a college education in the 21st century is no small feat. According to the College Board, the average cost of tuition and fees at a four-year private college for the 2009-2010 academic year was $26,273 and $7,020 for a four-year public university. Add several thousands more for room, board, books and supplies. Fortunately, students, parents and graduates can get some of that money back on their 2010 federal tax return.
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Five tips for cutting your kids' hair at home
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Cutting your kid's hair at home is convenient and saves money. In fact, a majority of people say they are confident using a hair clipper in three haircuts or less, the same amount of time it takes for the clipper to pay for itself. Also, a family of four can easily save $500 annually when three or more family members cut their hair at home. Here are five simple tips from WAHL to use with your kids.
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Plan smart for your family's financial future
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Few things in life trigger a sense of personal responsibility like having children. Part of that responsibility is ensuring both your own and your children's financial futures. However, a recent survey released by TD Ameritrade shows that many parents cite the expense of raising children as one of the top reasons why they have fallen behind in retirement planning. A good first step in getting back on track for retirement is determining what you need to do to secure your future, as well as your children's.
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Back-to-school shopping: Save money, earn rewards and go a little 'green'
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This back-to-school season promises to be costlier than ever for many American families. Not only will they spend more for personal supplies for their children, families are also being asked to help school districts battle budget shortfalls by supplying basics like toilet paper and trash bags.
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A new roof can put money back in homeowners' pockets
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A 2010 survey by American Express indicates that homeowners will spend more than $6,000 on average on home improvements this year. For one lucky homeowner this money may come back not only in the form of enhancements to their home, but also thousands of dollars right back in their pocket. For others, installing a new roof could mean getting a little money back in their bank account. It's as simple as installing a roof and sharing the picture for all to admire.
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Five things small businesses can do to make marketing pay off
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In shaky economies, companies that invest in their marketing often come out on top. But for small business, making these investments often feels risky. Not only are time and resources tight, many small business owners feel they lack the knowledge to make the marketing choices that provide a return. In fact, figuring out "what works" is the top marketing concern for nearly 80 percent of small business owners.
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How your credit card or debit card can protect you during the upcoming travel season
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If you thought that your credit card and debit card were simply convenient ways to pay for things, you might be underestimating all the features they offer. Chances are both your credit and debit card come with a range of protections and services that could save you time, hassle and money.
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